Risk and Insurance
We won’t sell you insurance but we will review what you have and make sure you have only what you need.
Policy review
We review your existing insurance policies to determine whether you have appropriate coverage
Delegate risk
Assigning risks from potentially catastrophic events makes great financial sense.
Protect assets
We help protect the assets that you have worked so hard to accumulate.
Unbiased advice
You can trust our recommendation as we are not trying to sell you a policy.
Unbiased insurance advice
It is difficult to find clear, unbiased advice about insurance. As part of our process, we review your insurance policies and make recommendations on any necessary coverage changes. You can rest easy knowing you’re not being sold.
Buy only what you need
Insurance is a sound part of any financial plan. However, people are often sold the wrong type or more insurance than they need. Let us prevent that from happening to you.
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Clear guidance
We make insurance understandable for you and give clear guidance on what you need.
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Appropriate coverage
We work with you to make sure you have the right levels of coverage for your situation and that you are buying the right types of policies.
Insurance review:
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Initial policy review
For our new clients who qualify, we review your existing life, disability, homeowners, auto, umbrella, long-term care and health insurance policies. We verify whether you have the right levels of coverage and if you need to make any changes. It is not uncommon to have either too much or too little insurance.
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Recommended changes
For those clients who are underinsured by either not having enough coverage or no coverage at all, we make recommendations on the proper type and level of coverage they need to buy. For those that have too much coverage, we help you understand the potential savings from lowering your coverage.
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Follow-up reviews
Your coverage needs will change over time. For example, once you are retired, no longer have kids at home and your house is paid off, you may no longer need life insurance. We regularly review your policies to determine if any changes are needed.
Get started
Get an unbiased review of your current insurance policies to make sure that you have the coverage you need.